iPhone and iPad resouces: Programs

By Steve Anderson, Contributing TMCnet Writer

LexisNexis (News - Alert) Risk Solutions today unveiled a pair of new Multi-Factor Authentication systems geared toward keeping identities safe from theft across a variety of channels. With identity theft case numbers growing at an alarming rate, and a series of high-profile attacks recently occurring, the need for improved systems in identity protection is clear and present.

LexisNexis was already well-known for its slate of identity protection systems, such as the Flex ID system, the Instant Authenticate system, and TrueID, a system that required fingerprint biometrics to fully accept an identity. LexisNexis then stepped up the game twofold with the introduction of its two newest systems.

First, it introduced the One Time Password system, in which a single-use alphanumeric code was sent to a user's device of choice that had been previously determined. The code could be sent via SMS text message, by phone, or by email for use at the location needed.

Then, the company brought out the Voice Biometrics system, which serves as a voiceprint identification system using key features of a speaker's voice. Voiceprint authentication features depend on portions of a speakers voice that are every bit as unique as those of a fingerprint, and allow for very stringent identity verification.

LexisNexis will be offering both One Time Password and Voice Biometrics as part of its IVR On Demand systems. And while the IVR On Demand system is itself a potent application, it's not the end of LexisNexis' offerings, rather just the beginning. LexisNexis offers a variety of services in investigation, screenings, fraud detection, and receivables management as well, giving a wide field of potential users the best possible chance to find and prevent fraud, identity theft, and other problems before they become serious issues.

Given that the Javelin Strategy and Research firm's annual Identity Fraud Report puts the total amount of fraud committed in 2011 at $18 billion, it should be clear why a vigorous and vigilant response to the issue is required. Multiple forms of user authentication will go a long way toward protecting valuable information from unauthorized access, and eventual use.

Edited by Carrie Schmelkin
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